Production AI for regulated finance. Audit-ready, in production.
MiCA, DORA and the EU AI Act, turned into working systems — records, Travel Rule, controls that pass validation. Built for authorised CASPs, banks, asset managers and insurers.
FSQS-registered · DORA & EU AI Act-aligned · TWG6 European Commission Expert · Production, not demos
The credentials your risk team already knows.
Intellectum Lab is already vetted through the systems banks use to check their suppliers — so security and compliance are never the blocker on your side.
For regulated clients, the due diligence is already done. Onboarding starts on day one, not after a procurement cycle.
Open the DORA and MiCA detail your CCO will actually read. Regulations, RTS/ITS, and the ready-to-run modules mapped one-for-one.
Open the DORA Library →Pick the door for your firm.
Three clear paths — ranked by how our practice runs today. Regulated finance is the core.
MiCA compliance systems for authorised CASPs
Records in ESMA's JSON schema. Travel Rule pipelines. DAC8/CARF collection. DORA resilience. EU AI Act governance over AML monitoring. Board-ready Register Exposure Snapshot in a week.
Open the flagship page →DORA-grade AI for banks, asset managers & insurers
The AI control layer that survives regulatory review. Per-request audit trails, guardrails, exit readiness, EU AI Act governance. Built for firms whose next audit is a real event, not a hypothesis.
See the DORA case — 0 issues, 8 weeks →General AI automation elsewhere
Voice agents, service automation and general document intelligence for hospitality, service networks and cash-flow use cases — delivered by our sister brand, DataFlux Software. Same team, different lane.
datafluxsoft.com →Built for regulated finance.
Three verticals, one axis — authorised firms operating under MiCA, DORA, PSD2/PSD3 and the EU AI Act. The engineering side, not the policy.
Digital Assets · CASPs
Production systems that keep authorised CASPs operating as the regulated financial institutions they now are — ESMA-format records, Travel Rule, monitoring, DORA and EU AI Act, delivered to production.
MiCA compliance systems →Regulated Financial Services
Banks, asset managers and insurers whose next audit is a real event. FSQS-registered, DORA Article 28 ready, EU AI Act-aligned — production AI that passes risk and compliance review on day one.
See the DORA case →Payments · EMIs · PSPs
Authorised payment institutions and e-money firms operate on the same regulated register — PSD2/PSD3, MLR, DORA. Records, transaction monitoring and safeguarding built as pipelines that stand up at audit, not policies that sit in a folder.
One owner. A senior team. A method, not a price list.
We study your real data, systems, and access, define the problem precisely, and agree on what success looks like — in numbers.
We design the system, the integrations, and the security model before a single line of code is written.
We build in short cycles. You see working progress, not a black box.
Hardening, security, monitoring. The system goes into production and works under real load.
Why Intellectum Lab
One owner, start to finish
A senior architect is accountable for your result — not a rotating cast of freelancers. The same person owns the decisions, the delivery, and the production guarantee.
Regulated finance is the core
FSQS-registered, DORA Article 28 ready, EU AI Act-aligned. We are built to pass your risk and compliance review on day one — not to acquire regulated credibility retroactively.
Production, not demos
We ship systems that survive audit and work under real load. If it only works in a demo, it isn't finished. Every module is measured against outcomes agreed up front.
Proven under regulatory review
DORA AI control layer — 0 compliance issues, passed audit review in 8 weeks. Investment document Q&A — 0.96 retrieval accuracy, ~0 hallucination. Outcomes NCAs scrutinise.
Regulated finance, in production
Two cases that show the pattern: production AI that survives regulatory review, and record-level accuracy on real financial documents.
EU Financial Services Company
GenAI systems needed full control and audit trails to survive regulatory review under DORA. We built an AI control layer with per-request audit trails, guardrails, and exit readiness — the same discipline AML monitoring needs under the EU AI Act.
Investment Document Analysis — Canada
Analysts needed precise answers from fund documents and investment policies, with no room for guesswork. We built a document Q&A system that answers with exact page citations — the record-level accuracy NCAs scrutinise.
Digital assets / CASPs. MiCA's transitional period ended on 1 July 2026, so no one has years of CASP case studies — and we won't invent any. What we bring is the track record above: banks under DORA, FSQS-vetted delivery, systems that passed audit review. An authorised CASP is now the same kind of firm. See the flagship page →
The right fit — and when we're not
We're the right team if
- You're a regulated financial firm — an authorised CASP, a bank, an asset manager or an insurer — and your next audit is a real event.
- You want operational compliance systems in production: records, controls, monitoring that run every day.
- You value one accountable owner and outcomes you can measure over the cheapest quote or the fastest demo.
We're probably not your team if
- You need a quick demo to show investors next week, with no plan for production.
- You're looking for a compliance box-tick or for legal advice. We build systems; your counsel interprets the regulation.
- You're optimising for the lowest quote over the outcome that keeps the firm audit-ready.
Book a review with the person who will architect it.
30 minutes. We'll look at one obligation you have to operate against — records, Travel Rule, AI control, DORA vendor readiness — and tell you honestly what production would take. No proposal deck required.
Book your review viktor@intellectumlab.com · Response within 24 hours