Production AI for regulated finance. Audit-ready, in production.
MiCA, DORA and the EU AI Act, turned into working systems — records, Travel Rule, controls that pass validation. Built for authorised CASPs, banks, asset managers and insurers.
FSQS-registered · DORA & EU AI Act-aligned · EU Commission AI expert · Production, not demos
The credentials your risk team already knows.
Intellectum Lab is already vetted through the systems banks use to check their suppliers — so security and compliance are never the blocker on your side.
For regulated clients, the due diligence is already done. Onboarding starts on day one, not after a procurement cycle.
Open the DORA and MiCA detail your CCO will actually read. Regulations, RTS/ITS, and the ready-to-run modules mapped one-for-one.
Open the DORA Library →Pick the door for your firm.
Two doors, both inside regulated finance — ranked by how our practice runs today.
MiCA compliance systems for authorised CASPs
Records in ESMA's JSON schema. Travel Rule pipelines. DAC8/CARF collection. DORA resilience. EU AI Act governance over AML monitoring. Board-ready Register Exposure Snapshot in a week.
Open the flagship page →DORA-grade AI for banks, asset managers & insurers
The AI control layer that survives regulatory review. Per-request audit trails, guardrails, exit readiness, EU AI Act governance. Built for firms whose next audit is a real event, not a hypothesis.
See the DORA case — 0 issues, 8 weeks →Built for regulated finance.
Three verticals, one axis — authorised firms operating under MiCA, DORA, PSD2/PSD3 and the EU AI Act. The engineering side, not the policy.
Digital Assets · CASPs
Production systems that keep authorised CASPs operating as the regulated financial institutions they now are — ESMA-format records, Travel Rule, monitoring, DORA and EU AI Act, delivered to production.
MiCA compliance systems →Regulated Financial Services
Banks, asset managers and insurers whose next audit is a real event. FSQS-registered, DORA Article 28 ready, EU AI Act-aligned — production AI that passes risk and compliance review on day one.
See the DORA case →Payments · EMIs · PSPs
Authorised payment institutions and e-money firms operate on the same regulated register — PSD2/PSD3, MLR, DORA. Records, transaction monitoring and safeguarding built as pipelines that stand up at audit, not policies that sit in a folder.
One owner. A senior team. A method, not a price list.
We study your real data, systems, and access, define the problem precisely, and agree on what success looks like — in numbers.
We design the system, the integrations, and the security model before a single line of code is written.
We build in short cycles. You see working progress, not a black box.
Hardening, security, monitoring. The system goes into production and works under real load.
Why Intellectum Lab
One owner, start to finish
A senior architect is accountable for your result — not a rotating cast of freelancers. The same person owns the decisions, the delivery, and the production guarantee.
Regulated finance is the core
FSQS-registered, DORA Article 28 ready, EU AI Act-aligned. We are built to pass your risk and compliance review on day one — not to acquire regulated credibility retroactively.
Production, not demos
We ship systems that survive audit and work under real load. If it only works in a demo, it isn't finished. Every module is measured against outcomes agreed up front.
Proven under regulatory review
DORA AI control layer — 0 compliance issues, passed audit review in 8 weeks. The outcomes NCAs scrutinise, on a system now running in production.
The right fit — and when we're not
We're the right team if
- You're a regulated financial firm — an authorised CASP, a bank, an asset manager or an insurer — and your next audit is a real event.
- You want operational compliance systems in production: records, controls, monitoring that run every day.
- You value one accountable owner and outcomes you can measure over the cheapest quote or the fastest demo.
We're probably not your team if
- You need a quick demo to show investors next week, with no plan for production.
- You're looking for a compliance box-tick or for legal advice. We build systems; your counsel interprets the regulation.
- You're optimising for the lowest quote over the outcome that keeps the firm audit-ready.
Book a review with the person who will architect it.
30 minutes. We'll look at one obligation you have to operate against — records, Travel Rule, AI control, DORA vendor readiness — and tell you honestly what production would take. No proposal deck required.
Book your review viktor@intellectumlab.com · Response within 24 hoursFree: ESMA CSA readiness checklist — 16 self-assessment items for authorised CASPs, against ESMA's Common Supervisory Action on digital asset custody resilience. Get the checklist